WAX Credit is currently available in NY, CA, and FL and coming soon to TX, PA and NJ.

INTRODUCING WAX CREDIT by WAX

Get a collectible-based loan (CBL) starting at $25,000 with the trusted brand for collectors.
Watches
Coming Soon:
Jewelry
Handbags
Memorabilia
Trading Cards
Sneakers
Fine Art & More
FAQs
Apply for a collectible-based loan

UNLOCK LIQUIDITY FROM YOUR ASSETS

Instead of selling your cherished valuables, you can trust WAX to hold onto your asset in exchange for a collectible-based loan (CBL).

HOW IT WORKS

We offer loans for a variety of asset classes including watches, handbags, trading cards, jewelry, classic cars, precious metals,  and more.

1. GET A VALUATION

Fill out our CBL Application Form and someone from our team will get in touch with you within 24 hours. The more information and photos you share with us about your asset, the more accurate we can be with your valuation.

2. SEND IN YOUR ITEM

Once you’re happy with the terms, we will send you a pre-paid, fully insured shipping label. Our team of experts will inspect your item and then follow up with a final agreement and contract.

3. RECEIVE CBL

Minutes after your CBL contract is finalized, your CBL will be available via wire or electronic ACH transfer. Simply pay your monthly installments.

4. GET YOUR ASSET BACK

When your CBL has been repaid, we will ship the asset back to you fully insured.

Royal Oak Chronograph 38mm

$70,000 USD

Michael Jordan Rookie Card NM - MT+ 8.5

$25,000 USD

Saddle Bag - Green Oblique Embroidered Denim

$3,950 USD

Reflection de Cartier Bracelet

$68,000 USD

Yellow Flowers Oil on Canvas 36 x 36" c. 1960s

$45,000 USD

THE PERKS OF OUR PROGRAM

WAX adds its expertise in collectible assets and insurance to provide an exceptional lending experience.

FAIR VALUE CBL

We understand the appreciating value of your assets. We offer fair market value for your CBL.

1. GET A VALUATION

Fill out our CBL Application Form and someone from our team will get in touch with you within 24 hours. The more information and photos you share with us about your asset, the more accurate we can be with your valuation.

FREE INSURED SHIPPING

Ship your asset to our vault with a complimentary and fully insured shipping label.

QUICK & EASY PAYMENT

Receive your CBL after asset valuation is complete, with next to no wait time.
WE LEND ACROSS ASSET CATEGORIES

Unlike traditional lines of credit, it can take as little as two to three business days to be approved by WAX.

Watches
Available
Patek Philippe · Audemars Piguet · Rolex · Vacheron Constantin · Richard Mille · MB&F · F.P. Journe · Omega · Breitling · IWC · Tudor · TAG Heuer & more
Jewelry
Coming Soon
Cartier · Van Cleef & Arpels · Buccelati · David Yurman · Tiffany & Co · Graff · David Webb · Bulgari · Harry Winston · Pomellato · Sidney Garber & more
Handbags
Coming Soon
Hermès · Chanel · Dior · Balenciaga · Fendi · Prada · Louis Vuitton · Gucci · Bottega Veneta · Chloé · Coach & more
Cars
Coming Soon
Porsche · Ferrari · Bentley · Rolls-Royce · McLaren · Lamborghini · Aston Martin · Jaguar · Pagani · Bugatti · Mercedes · BMW · Audi & American Classics
Trading Cards
Coming Soon
Upper Deck · Topps · Panini · Magic The Gathering · Pokemon & more
Fine Art
Coming Soon
Jean-Michel Basquiat · Banksy · Takashi Murakami · Jeff Koons · Damien Hirst · Keith Haring · KAWS · Ashley Longshore & more
Precious Metals
Coming Soon
Silver · Gold · Platinum (Bars or Coins)
And More
Coming Soon
We offer loans on plenty of other asset categories. Please reach out to our team.

WHY BORROW AGAINST A COLLECTIBLE WITH WAX?

Trust WAX to hold onto your asset in exchange for a CBL.

BENEFITS OF LENDING WITH WAX

We understand our clients needs, allowing them to unlock capital from their watches, handbags, trading cards, jewelry, luxury/classic cars, precious metals, and more.

UNLOCK CAPITAL

You don't need to liquidate any assets for quick cash. Borrowing against an item means you won't miss out on future appreciation of the item itself or the assets you may have otherwise liquidated.

QUICK & EASY

If you're in need of quick capital, borrowing against an item is a prime solution. Unlike traditional asset-based loans, it can take as little as two business days to receive a CBL from WAX.

TRUST THE EXPERTS

WAX provides expertise in both collectible asset valuation and insurance to provide a high quality lending experience.

PRIVATE & FRICTIONLESS

Traditional loans require extensive vetting. WAX requires very little paper work, does not require a credit check, and requires virtually zero business or personal information.
Apply for a collectible-based loan

WHO IS CHOOSING LENDING BY WAX

The following scenarios illustrate the type of client that might be interested in using our product.

THE AVID COLLECTOR

“Tommy” is a big time baseball card collector with an impressive inventory. He was browsing eBay when he came across a competitively priced set of cards he'd been trying to get his hands on. He needed to act fast to take advantage of a rare opportunity. “Tommy” took out a CBL against one of his most prized cards and was able to acquire the set within 48 hours. Three months later he got his card back which had actually appreciated in value.

THE ENTREPRENEUR

“Jade” needed capital to start a business, but she didn't want to pull money from her savings account or complicate things by finding an investor. She considered selling a piece of jewelry that was a family heirloom but decided she didn't want to part ways with it. “Jade” did some research and found out she could get a CBL against the piece. She was able to secure a CBL, start a successful business, and reunite with her family heirloom eight months later.

UNEXPECTED EXPENSES

“Daleep” got into a fender bender and his car insurance wouldn't pay for the costly repair. Fortunately he had a ton of cash locked up in his watch collection. “Daleep” was already a satisfied WAX Insurance customer, so taking out a CBL against one of his watches was a no brainer. He got his car repaired and was able to pay back his loan in just two months as if nothing ever happened.

FAQs

What is the duration of my CBL?
What size CBL does WAX Credit offer?
What happens when my CBL is paid back?
What personal information do I need to provide?
How will my CBL be deposited?
Can I pay back my CBL early?
Is my item insured during the loan process?
Where will my collectible be held?
Who will be authenticating my collectible?
What is entailed in the authentication process?
Any minimum length of commitment?
What are the origination fees?
How are you calculating Loan to Value (LTV) for my item?
What is the structure of the loan?
What is an interest-only loan?
What is a standard amortization loan?
What is the approximate interest rate on my CBL?
What happens if I miss an interest payment?
Who is FCI Lender Services Inc?