It's Easy to Protect What You Love

WAX Insurance can help you find the right coverage for your collectibles that may cost less than you expect.

Craft your custom protection plan today:

Watches

Jewelry

Handbags

Memorabilia

Trading Cards

Sneakers

Fine Art & More

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WAX^¹ vs STANDARD Homeowner's Insurance

While typical homeowner’s policies are designed to protect your home and what’s inside, there is often limited coverage for valuables that get lost, stolen, or damaged. With a valuable articles policy, you can protect the special possessions that matter to you.

Requires Appraisals

Jewelry items over $100,000,
Fine art over $250,000

Yes

Requires Detailed Inventory

No, just snap a picture

Yes

Pays Claims

Up to 150% replacement for a covered loss³

Depreciated Value

Deductible

No deductible for most causes of loss

$500 per occurence or more

Pricing

As low as 1% of value

2-5% of value

Coverage Limits

High limits available, including $1 million or more

Coverage for some valuables limited to $500 - $2,500

Insures Against Risk oF Accidental Breakage

Yes

No

¹Coverage is underwritten by Chubb. Chubb is the marketing name used to refer to the subsidiaries and authorized insurance underwriting companies of Chubb Limited.
²ISO homeowner’s form comparison
³If the item’s current market value exceeds the itemized limit, up to the policy limit

¹Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services.
²ISO homeowner’s form comparison
³If the item’s current market value exceeds the itemized limit, up to the policy limit

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Scan the QR code to download the WAX Insurance app.

FAQs

Insurance described is offered by WAX Insurance Services. CA License #6002383. Insurance is underwritten and provided by Chubb underwriting company affiliates. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued.