It's Easy to Protect What You Love

WAX Insurance can help you find the right coverage for your collectibles that may cost less than you expect.
Craft your custom protection plan today:
Watches
Jewelry
Handbags
Memorabilia
Trading Cards
Sneakers
Fine Art & More
Download the WAX Insurance mobile app and use the referral code "PRMS" at sign up.
WAX¹ vs Standard Homeowner's Insurance

While typical homeowner’s policies are designed to protect your home and what’s inside, there is often limited coverage for valuables that get lost, stolen, or damaged. With a valuable articles policy, you can protect the special possessions that matter to you.

WAX Insurance shield icon
StanDard
Homeowner'S
Policy²
Requires Appraisals
Jewelry items over $100,000,
Fine art over $250,000
Yes
Requires Detailed Inventory
No, just snap a picture
Yes
Pays Claims
Up to 150% replacement for a covered loss³
Depreciated Value
Deductible
No deductible for most causes of loss
$500 per occurence or more
Pricing
As low as 1% of value
2-5% of value
Coverage Limits
High limits available, including $1 million or more
Coverage for some valuables limited to $500 - $2,500
Insures Against Risk oF Accidental Breakage
Yes
No
¹Coverage is underwritten by Chubb. Chubb is the marketing name used to refer to the subsidiaries and authorized insurance underwriting companies of Chubb Limited.
²ISO homeowner’s form comparison
3If the item’s current market value exceeds the itemized limit, up to the policy limit
Requires Appraisals
WAX Insurance shield icon
Jewelry items over $100k, Fine art over $250k
StanDard
Homeowner'S
Policy²
Yes
Requires DETAILED INVENTORY
WAX Insurance shield icon
No, just snap
a picture
StanDard
Homeowner'S
Policy²
Yes
PAYS CLAIMS
WAX Insurance shield icon
Up to 150% replacement
for a covered loss³
StanDard
Homeowner'S
Policy²
Depreciated value
DEDUCTIBLE
WAX Insurance shield icon
No deductible for most causes of loss
StanDard
Homeowner'S
Policy²
$500 per occurrence or more
PRICING
WAX Insurance shield icon
As low as 1%
of value
StanDard
Homeowner'S
Policy²
2-5%
of value
COVERAGE LIMITS
WAX Insurance shield icon
High limits available, including $1 million or more
StanDard
Homeowner'S
Policy²
Coverage for some valuables limited to $500 - $2,500
INSURES AGAINST RISK
OF ACCIDENTAL
BREAKAGE
WAX Insurance shield icon
Yes
StanDard
Homeowner'S
Policy²
No
¹Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services.
²ISO homeowner’s form comparison
3If the item’s current market value exceeds the itemized limit, up to the policy limit
Download WAX

Scan the QR code to download the WAX Insurance app.

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FAQs

How much does collectibles insurance cost?
How do I insure my collectibles?
How do I determine the value of my collection?
What are the features and benefits of collectibles insurance?